Sub-Prime Finance Manager - Fred Haas Toyota Country
Fred Haas Toyota Country has an outstanding opportunity for a results-driven and experienced Sub-Prime Finance Manager. The Sub-Prime Finance Manager is responsible for assisting customers with financing solutions, developing relationships with lending institutions, and maximizing opportunities within the special finance market while maintaining compliance with dealership and regulatory standards.
Job Responsibilities
Structure, present, and finalize finance transactions for customers with diverse credit backgrounds
Develop and maintain strong relationships with sub-prime and special finance lending partners
Analyze credit applications and identify appropriate financing options
Ensure all finance documentation is completed accurately and in compliance with federal, state, and dealership regulations
Present financing and protection product options to customers
Work closely with the sales team to facilitate vehicle deliveries and customer satisfaction
Monitor lender programs and stay informed of changes in financing guidelines
Submit credit applications and negotiate approvals with financial institutions
Track funding status and resolve contract issues in a timely manner
Maintain accurate records and reports related to finance transactions
Assist in achieving departmental profitability and performance objectives
Attend training sessions and departmental meetings as required
Requirements
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The ideal candidate must possess strong communication, negotiation, and customer service abilities. A professional appearance, attention to detail, and the ability to work effectively in a fast-paced environment are essential.
Education and/or Experience
High School Diploma or GED required
Bachelor's degree in Business, Finance, or a related field preferred
Previous automotive finance management experience required, with sub-prime or special finance experience strongly preferred
Proven track record of successfully working with lending institutions and finance products
Valid driver's license with an acceptable driving record
Working Conditions
Fast-paced dealership environment with frequent customer interaction
Regular use of computers, telephones, and dealership management systems
May require evening, weekend, and holiday hours based on business needs
Frequent collaboration with sales, finance, and lending partners to ensure timely transaction completion
About Fred Haas Companies
The biggest difference our customers and guests experience at Fred Haas Companies is a dedicated staff of friendly, well-trained, and experienced employees. Reflecting the diversity of Houston today, the Fred Haas staff includes the best and the brightest of many different cultures, speaking many different languages. The result has been continuous recognition from the automotive industry in every aspect of the business. Fred Haas Companies is continuously recognized by several industry awards as a leader among its peers. Fred Haas Companies has a long-standing tradition of excellence and guest-satisfaction and we are seeking team members who have the highest level of integrity, are self-motivated and have a desire for a long-term career.